Central Bank Rate: 3.00%
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Loan Apps St. Kitts and Nevis

8 Verified Lenders • From 6.5% APR

Central Bank Rate 3.00%
Inflation Rate 1.75%
GDP/Capita XCD 8,790
Average Monthly Salary XCD 1,800
Income Tax Rate 33.0%
Average Property Price XCD 450K
Unemployment Rate 4.5%

Loan Types Available

Personal Loans

Interest Rate 6.50% - 12.00%
Loan Amount XCD 500 - 50K
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Business Loans

Interest Rate 7.00% - 14.00%
Loan Amount XCD 1,000 - 500K
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Student Loans

Interest Rate 5.00% - 8.00%
Loan Amount XCD 1,000 - 40K
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Mortgage Loans

Interest Rate 3.50% - 6.00%
Loan Amount XCD 20,000 - 1,000K
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Auto Loans

Interest Rate 7.00% - 9.00%
Loan Amount XCD 5,000 - 100K
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General Requirements

Age Requirements

18 - 65 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

TDC Financial Services Company Limited

4.5
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Nevis Credit Union

4.4
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Eastern Caribbean Partial Guarantee Corporation

4.1
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Development Bank

4.0
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EZirates

3.8
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St. Kitts Credit Union

3.7
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Loan Calculator

Monthly Payment XCD 890
Total Cost XCD 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
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